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Dedicated implant care in Bergen County, New JerseyQuestions? (551) 368-2476
Paying for Care

Insurance and Financing in Hackensack, NJ

Cost should never stand between you and the care you need. We work with every financing option available to you, and our treatment coordinators will help you find a plan that fits your budget.

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Portrait of Dr. Alan Meskin
Dr. Alan MeskinNYU-trained prosthodontist
5.0Google rating
Payment Plans

Finance Options Available, for Your Dental Treatments

We believe a healthy, confident smile should be within reach, whatever your situation.

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In the doctor's own words, we will find a way. We try every avenue, and our dedicated team of treatment coordinators will sit down with you to walk through your options until we land on a plan that works.

  • Get treatment now
  • Pay off at any time
  • Flexible deposits
  • Split the cost
A patient handing a payment card across the front desk to a smiling team member
Smile Now, Pay Later

Our Financing Partners

Cherry Payment Plans

Cherry is one of the most popular healthcare financing options, built specifically for dental and medical care.

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You can apply in minutes with a soft credit check that does not affect your score, and qualified applicants can access 0% APR plans with no deferred interest. Payment terms range from 3 to 60 months.

  • Soft credit check, no impact to apply
  • 0% APR for qualifying applicants, no deferred interest
  • Plans from 3 to 60 months
  • Fast online application with a quick decision
Visit Cherry →

Healthcare Finance Direct

HFD focuses on making larger treatment plans manageable, with flexible structures designed to fit a range of budgets and credit situations.

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Our coordinators can walk you through whether HFD is the right fit for your treatment.

  • Options for a range of credit profiles
  • Flexible terms for larger cases
  • Guided by our treatment coordinators
Visit HFD →

Proceed Finance

Proceed specializes in financing larger and more comprehensive dental cases, such as full-arch and full-mouth treatment, with longer installment options and true 0% APR plans for those who qualify.

  • Built for larger, comprehensive cases
  • Longer-term installment options
  • 0% APR options for qualifying applicants
Visit Proceed Finance →

CareCredit

CareCredit is a long-established healthcare credit card offering promotional no-interest periods when the balance is paid in full within the promotional window.

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Our coordinators will explain the terms clearly, so you know exactly how the promotional period works before you commit.

  • Widely accepted healthcare financing
  • Promotional no-interest periods when paid in full on time
  • Soft credit check option to apply
Our office on CareCredit →
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Insurance

Not Sure What Your Insurance Actually Covers?

A dental insurance form with a pen, reading glasses, an X-ray and dollar bills

Insurance can be confusing, especially when it comes to implants, crowns, and restorative work.

Our team verifies your benefits, explains what your plan actually pays, and gives you a clear estimate up front, before any treatment begins.

  • Benefits Verified Up Front. Before any treatment starts, we review your plan and confirm your coverage in advance, so you know exactly what insurance will pay and what you will owe. No surprise bills after the fact.
  • Every Dollar of Coverage Used. Insurance rarely covers the full cost of implant or restorative work, but it often covers more than people expect. Our coordinators handle the paperwork and claims for you and make sure you get every dollar of the benefit you are entitled to.
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  • Combined with Financing. Where insurance covers only part, financing bridges the rest. We help you combine the two so your care stays affordable, and we flag any unused annual benefits before they expire at year end.
Common Questions

Answering Your Questions About Insurance and Financing

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Do I need good credit to qualify?

Not necessarily. Our partners offer soft credit checks so you can see what you qualify for without any impact on your score. Cherry, for example, considers applicants with credit scores as low as 520. If one partner is not the right fit, our coordinators can often find another that is.

Will applying affect my credit score?

No, not at the application stage. All four of our financing partners offer soft credit checks to see your options, which do not affect your score. A hard check only happens later, if and when you formally accept a plan.

How much can I finance?

It depends on the partner and your qualification, but our partners cover treatments from smaller single-tooth cases through full-mouth reconstruction. For larger cases like full-arch implants, Proceed Finance is specifically built for higher amounts.

What are the monthly payments like?

Monthly payments depend on your treatment cost, your term length, and your qualification. Longer terms mean lower monthly payments. Our coordinators will run the numbers with you before you commit, so there are no surprises.

Do you take my dental insurance?

We work with most dental insurance plans and verify your benefits before treatment. Even if we are out of network, many plans still cover part of your care, and our coordinators handle the paperwork for you.

Can I combine insurance and financing?

Yes, and it is often the smartest approach. Insurance covers part of the treatment, financing covers the rest, and your out-of-pocket cost is spread across manageable monthly payments.

What if I still cannot afford it?

Talk to us anyway. In the doctor's own words, we will find a way. Our coordinators work through every avenue, from combining plans to phasing your treatment, so cost does not become the reason you go without care.

It Starts With A Conversation

Experience Exceptional Dental Care

No pressure.Start by getting answers.
No guessing.Your treatment is based on your actual needs.
No one-size-fits-all.The plan is personalized to you.
(551) 368-2476163 Main Street, Suite A1, Hackensack, NJ 07601

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